{"id":856,"date":"2026-07-31T11:54:12","date_gmt":"2026-07-31T15:54:12","guid":{"rendered":"https:\/\/callemma.ca\/faq\/"},"modified":"2026-09-08T15:36:17","modified_gmt":"2026-09-08T19:36:17","slug":"faq","status":"publish","type":"page","link":"https:\/\/callemma.ca\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"856\" class=\"elementor elementor-856 elementor-264\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-m34twvx e-con-full e-flex e-con e-parent\" data-id=\"m34twvx\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-uz77asr elementor-widget elementor-widget-html\" data-id=\"uz77asr\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\n(function(){if(window.__etbI)return;window.__etbI=1;\nfunction cu(el){if(!el.hasAttribute('data-count')||el.classList.contains('c9'))return;el.classList.add('c9');\nvar tg=parseFloat(el.getAttribute('data-count')),d=+el.getAttribute('data-dec')||0,pre=el.getAttribute('data-pre')||'',suf=el.getAttribute('data-suf')||'',t0=null;\nfunction f(v){var s=d?v.toFixed(d).replace('.',','):Math.round(v).toString();if(!d&&tg>=1000)s=s.replace(\/\\B(?=(\\d{3})+(?!\\d))\/g,' ');return pre+s+suf}\nif(window.matchMedia&&matchMedia('(prefers-reduced-motion: reduce)').matches){el.textContent=f(tg);return}\nfunction tk(ts){t0=t0||ts;var p=Math.min((ts-t0)\/1500,1);el.textContent=f(tg*(1-Math.pow(1-p,3)));if(p<1)requestAnimationFrame(tk)}requestAnimationFrame(tk)}\nfunction I(){\ndocument.querySelectorAll('[data-stagger]').forEach(function(g){if(g.__s)return;g.__s=1;var st=+g.getAttribute('data-stagger')||90;[].forEach.call(g.children,function(c,i){if(!c.classList.contains('etb-rc'))c.classList.add('etb-r');c.style.setProperty('--d',(i*st)+'ms')})});\ndocument.querySelectorAll('.etb-marq').forEach(function(m){if(m.__d)return;m.__d=1;var t=m.querySelector('.etb-marq-t');if(t){var c=t.cloneNode(true);c.setAttribute('aria-hidden','true');m.appendChild(c)}});\nvar it=document.querySelectorAll('.etb-r:not(.is-in),.etb-rc:not(.is-in),[data-count]:not(.c9)');if(!it.length)return;\nif(!window.IntersectionObserver){[].forEach.call(it,function(e){e.classList.add('is-in');cu(e)});return}\nvar io=new IntersectionObserver(function(es){es.forEach(function(e){if(!e.isIntersecting)return;e.target.classList.add('is-in');cu(e.target);io.unobserve(e.target)})},{threshold:.12,rootMargin:'0px 0px -8% 0px'});\n[].forEach.call(it,function(e){io.observe(e)})}\nif(document.readyState!=='loading')I();else document.addEventListener('DOMContentLoaded',I);\nwindow.addEventListener('load',I);var n=0,iv=setInterval(function(){I();if(++n>28)clearInterval(iv)},110);\n})();\n<\/script>\n<section class=\"etb etb-sec etb-dark\" style=\"padding-top:clamp(96px,11vw,160px)\">\n<div class=\"etb-wrap\">\n <div class=\"etb-shead\" style=\"margin-bottom:clamp(36px,4vw,56px)\">\n   <div>\n   <p class=\"etb-eyebrow etb-in\">Frequently Asked Questions<\/p>\n   <h1 class=\"etb-h1 etb-in\" style=\"--d:80ms;font-size:clamp(34px,4.6vw,62px)\">All your questions,<br\/><span class=\"etb-it\">clear answers.<\/span><\/h1>\n  <\/div>\n  <div>\n   <p class=\"etb-p etb-in\" style=\"--d:140ms\">Selling, buying, getting an evaluation, understanding fees: here is what you need to know.<\/p>\n   <div class=\"etb-cta-row etb-in\" style=\"--d:200ms;margin-top:24px\">\n    <a class=\"etb-btn etb-btn--white\" href=\"tel:+15143662292\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.7\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"><\/path><\/svg><\/a>\n   <\/div>\n  <\/div> \n <\/div>\n <div class=\"etb-chips etb-in\" style=\"--d:260ms\">\n  <a class=\"etb-chip\" href=\"#vendre\">Sell<\/a>\n <a class=\"etb-chip\" href=\"#acheter\">Buy<\/a>\n <a class=\"etb-chip\" href=\"#prix\">Valuation & Pricing<\/a>\n <a class=\"etb-chip\" href=\"#frais\">Fees, Contracts & Legal<\/a>\n <a class=\"etb-chip\" href=\"#aines\">Seniors & Transitions<\/a>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-v089wba e-con-full e-flex e-con e-parent\" data-id=\"v089wba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2q3quy elementor-widget elementor-widget-html\" data-id=\"e2q3quy\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<section class=\"etb etb-sec etb-paper\" id=\"vendre\">\n<div class=\"etb-wrap\">\n <div class=\"etb-sticky\">\n  <div class=\"etb-sticky-l\">\n   <p class=\"etb-eyebrow etb-r\">01 \u00b7 Selling<\/p>\n   <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Selling<br\/><span class=\"etb-it\">my property.<\/span><\/h2>\n   <p class=\"etb-p etb-r\" style=\"--d:140ms\">From the first call to the signing at the notary's office.<\/p>\n  <\/div>\n  <div class=\"etb-acc etb-r\" data-acc=\"\"><details class=\"etb-q\"><summary>How long does it take to sell a property on the South Shore?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>The timeframe depends on the price, the type of property, and the area. With a fair pricing strategy and professional marketing, many properties in Ch\u00e2teauguay and the surrounding areas find a buyer within a few weeks. A property listed too high, however, risks staying on the market longer.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What is the best time of year to sell?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Spring remains the most active period, but there is also more competition. Autumn often attracts buyers who are more serious and in a hurry. In reality, a well-prepared and well-listed property sells in any season\u2014the important thing is to be ready when you list.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Should I renovate or repair before selling?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Major renovations are rarely necessary: they often don't pay for themselves. It is primarily cleanliness, decluttering, light, and small visible repairs that yield the best return. During our meeting, I will tell you exactly what is worth the effort and what is not.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Can I sell while I am still living in the property?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Yes, this is the most common situation. Viewings are scheduled according to your availability, and the possession date is negotiated to give you time to move peacefully.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Do I need to be present during viewings?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>No, it is actually recommended that you are not there. Buyers feel more comfortable discussing the property and projecting themselves into it when the owner is absent. I handle the viewings and provide you with a detailed report afterwards.<\/p><\/div><\/details><details class=\"etb-q\"><summary>How do you handle multiple offers?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>This is a good starting point: there is the price, but also the deadlines, conditions, and the reliability of the financing. I negotiate every element in your best interest, and you remain the sole decision-maker.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What if I need to buy at the same time as I sell?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>We coordinate both transactions: possession dates, conditions related to the sale, and financing. This is precisely the situation where a broker helps you avoid unpleasant surprises and double payments.<\/p><\/div><\/details><\/div>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6lvr9h e-con-full e-flex e-con e-parent\" data-id=\"b6lvr9h\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9sy67y0 elementor-widget elementor-widget-html\" data-id=\"9sy67y0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<section class=\"etb etb-sec etb-bone\" id=\"acheter\">\n<div class=\"etb-wrap\">\n <div class=\"etb-sticky\">\n  <div class=\"etb-sticky-l\">\n   <p class=\"etb-eyebrow etb-r\">02 \u00b7 Buying<\/p>\n   <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Buying<br\/><span class=\"etb-it\">on the South Shore.<\/span><\/h2>\n   <p class=\"etb-p etb-r\" style=\"--d:140ms\">First purchase, family expansion, or investment.<\/p>\n  <\/div>\n  <div class=\"etb-acc etb-r\" data-acc=\"\"><details class=\"etb-q\"><summary>How much should I plan for a down payment?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>The minimum is 5% for a primary residence (up to a certain amount), but it can vary depending on the type of property and your situation. I can put you in touch with mortgage specialists who will calculate the exact scenarios for you.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Is mortgage pre-approval mandatory?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>It is highly recommended. Pre-approval sets your actual budget, protects your rate for a few months, and makes your offer much more credible to a seller. I can refer you to trusted mortgage brokers.<\/p><\/div><\/details><details class=\"etb-q\"><summary>How much does it cost me to work with you as a buyer?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>In the vast majority of transactions, the broker's compensation is covered by the seller. You therefore benefit from guidance, research, viewings, and negotiation at no direct cost. Everything is explained clearly from the start.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Is an inspection really necessary?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Yes. An inspection by a recognized professional reveals the actual condition of the building and becomes a legitimate negotiation lever. It is a few hundred dollars that can save you tens of thousands.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What is the Welcome Tax and when is it paid?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>It is the land transfer tax, billed by the municipality a few weeks to a few months after the purchase. The amount is calculated in brackets based on the price paid or the municipal assessment, whichever is higher. I will provide you with an estimate before the offer.<\/p><\/div><\/details><details class=\"etb-q\"><summary>How can I be notified of new properties before everyone else?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>I set up a personalized alert based on your criteria, and I contact my network of buyers first when a matching property becomes available. Send me your criteria and you will be on the list.<\/p><\/div><\/details><\/div>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fsj0dy4 e-con-full e-flex e-con e-parent\" data-id=\"fsj0dy4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94juylu elementor-widget elementor-widget-html\" data-id=\"94juylu\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<section class=\"etb etb-sec etb-paper\" id=\"prix\">\n<div class=\"etb-wrap\">\n <div class=\"etb-sticky\">\n  <div class=\"etb-sticky-l\">\n   <p class=\"etb-eyebrow etb-r\">03 \u00b7 Evaluation & Price<\/p>\n   <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Value,<br\/><span class=\"etb-it\">Price and Market.<\/span><\/h2>\n   <p class=\"etb-p etb-r\" style=\"--d:140ms\">Understand what your property is truly worth today.<\/p>\n  <\/div>\n  <div class=\"etb-acc etb-r\" data-acc=\"\"><details class=\"etb-q\"><summary>How much is my property worth on the South Shore?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>The value depends on the area, square footage, condition of the building, renovations, and especially recent comparable sales. I will provide you with a detailed market analysis to establish a realistic price.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Does the municipal assessment correspond to the sale value?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>No. The assessment roll is used to calculate your taxes and is updated every three years, often without a visit. It does not take into account your recent renovations or the current state of the market. The market value can be significantly higher\u2014or lower.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What happens if I list it too high \"just to see\"?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>The first three weeks generate the most traffic. A price that is too high wastes them: the property stagnates, accumulates days on the market, and becomes suspicious in the eyes of buyers. It generally ends up selling for less than a fair price set from the start.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Is the evaluation really free and without obligation?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Yes, entirely. You leave with a realistic figure, the comparables that support it, and a clear strategy\u2014even if you don't plan to sell for another year or two. No fees, no obligation to sign anything.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What influences the value of my property the most?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Location is the primary factor, followed by the general condition of the building and the kitchen\/bathrooms. However, market timing also plays a role. I will explain the specific factors for your neighborhood during our meeting.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Is it a good time to sell right now?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>This depends heavily on your area and your type of property\u2014conditions are not the same for a condo in Brossard as they are for a bungalow in Ch\u00e2teauguay. I will give you an honest portrait of the local market before you decide anything.<\/p><\/div><\/details><\/div>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-s8jcvzf e-con-full e-flex e-con e-parent\" data-id=\"s8jcvzf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-hixtn9p elementor-widget elementor-widget-html\" data-id=\"hixtn9p\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<section class=\"etb etb-sec etb-bone\" id=\"frais\">\n<div class=\"etb-wrap\">\n <div class=\"etb-sticky\">\n  <div class=\"etb-sticky-l\">\n   <p class=\"etb-eyebrow etb-r\">04 \u00b7 Fees, Contract & Legal<\/p>\n   <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Fees,<br\/><span class=\"etb-it\">Contract and Legal Framework.<\/span><\/h2>\n   <p class=\"etb-p etb-r\" style=\"--d:140ms\">What you pay, when, and what protects you.<\/p>\n  <\/div>\n  <div class=\"etb-acc etb-r\" data-acc=\"\"><details class=\"etb-q\"><summary>What are the fees for selling with a broker?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>The compensation is agreed upon in advance, in writing, and is only payable at the time of the sale, at the notary's office. If the property does not sell, you pay nothing. Professional photography, home staging advice, Centris listing, and advertising are included.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What exactly is a brokerage contract?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>It is the document regulated by the OACIQ that defines the asking price, the duration of the mandate, the compensation, and the obligations of each party. We read it together, line by line, before you sign anything.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Am I committed if I meet you for an evaluation?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Absolutely not. The evaluation meeting is a free consultation. You are only committed from the moment you sign a brokerage contract, and never before.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What is the Seller's Declaration?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>It is the form where you declare what you know about the property: leaks, damage, renovations, easements. Transparency protects you: voluntarily omitted information can lead to the cancellation of the sale or legal recourse years later.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Is the certificate of location mandatory?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>The buyer and their notary almost always require it. It must reflect the current state of the premises: if you have added a pool, a fence, or a shed since the last certificate, a new one will likely be needed.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What is the FICI (Real Estate Indemnity Fund)?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>It is a protection offered by the OACIQ that protects consumers in case of fraud or professional negligence. It is one of the great advantages of working with a licensed broker. I will explain the conditions and limits to you during our meeting.<\/p><\/div><\/details><\/div>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dold9kr e-con-full e-flex e-con e-parent\" data-id=\"dold9kr\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-p574ukw elementor-widget elementor-widget-html\" data-id=\"p574ukw\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<section class=\"etb etb-sec etb-paper\" id=\"aines\">\n<div class=\"etb-wrap\">\n <div class=\"etb-sticky\">\n  <div class=\"etb-sticky-l\">\n   <p class=\"etb-eyebrow etb-r\">05 \u00b7 Seniors & Transitions<\/p>\n   <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Accompanying<br\/><span class=\"etb-it\">a parent or loved one.<\/span><\/h2>\n   <p class=\"etb-p etb-r\" style=\"--d:140ms\">A life stage before it is a transaction.<\/p>\n  <\/div>\n  <div class=\"etb-acc etb-r\" data-acc=\"\"><details class=\"etb-q\"><summary>My mother needs to sell to move into a residence. Where do we start?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>With a no-pressure meeting, at her home, at her pace. We look at the property, establish a realistic value, and talk about the timeline: moving into the residence, sorting belongings, the move. Nothing is put up for sale until the family is ready.<\/p><\/div><\/details><details class=\"etb-q\"><summary>How do you handle sorting and moving?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>I am not a mover, but I have a network of trusted partners specialized in seniors' transitions: sorting, estate sales, and specialized moving. I coordinate the logistics so that the family can focus on the human aspect.<\/p><\/div><\/details><details class=\"etb-q\"><summary>How do you manage communication between siblings?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>I ensure that everyone receives the same information at the same time: evaluation, offers, deadlines. My role is to keep the file clear and factual so that family decisions can be made calmly.<\/p><\/div><\/details><details class=\"etb-q\"><summary>What should be done in case of succession or a protection mandate?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>These situations require specific documents\u2014liquidator, probate, homologated mandate. I work with the family's notary to validate who can sign what, and at what time, before putting the property on the market.<\/p><\/div><\/details><details class=\"etb-q\"><summary>Can we just discuss it without deciding anything?<span class=\"etb-chev\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 9l6 6 6-6\"><\/path><\/svg><\/span><\/summary><div class=\"etb-a\"><p>Of course, and it is often the best way to start. A call or a coffee, with no obligation. Many families contact me a year before selling, simply to know what to expect.<\/p><\/div><\/details><\/div>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-esp33t4 e-con-full e-flex e-con e-parent\" data-id=\"esp33t4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-tpnlx9i elementor-widget elementor-widget-html\" data-id=\"tpnlx9i\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<section class=\"etb etb-sec etb-dark\">\n<div class=\"etb-wrap\">\n <div class=\"etb-split\">\n  <div class=\"etb-split-media etb-rc\" style=\"aspect-ratio:4\/5;max-height:560px\">\n   <img decoding=\"async\" src=\"https:\/\/callemma.ca\/wp-content\/uploads\/2026\/08\/etb-portrait-femme.jpg\" alt=\"Emma Tremblay-Bilodeau, Real Estate Broker\" loading=\"lazy\">\n  <\/div>\n  <div>\n   <p class=\"etb-eyebrow etb-r\">Can't find your answer?<\/p>\n <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Ask me<br\/><span class=\"etb-it\">directly.<\/span><\/h2>\n <p class=\"etb-p etb-r\" style=\"--d:140ms;margin-bottom:30px\">Every situation is different. A fifteen-minute call is often enough to gain clarity\u2014without commitment, pressure, or jargon.<\/p>\n <div class=\"etb-grid etb-g2\" style=\"gap:18px;margin-bottom:30px\" data-stagger=\"90\">\n <div class=\"etb-card\" style=\"padding:24px\"><p class=\"etb-label\" style=\"margin:0 0 8px\">Phone<\/p><a class=\"etb-h3\" style=\"display:block;margin:0;color:#fff\" href=\"tel:+15143662292\">514 366-2292<\/a><\/div>\n <div class=\"etb-card\" style=\"padding:24px\"><p class=\"etb-label\" style=\"margin:0 0 8px\">Email<\/p><a class=\"etb-h3\" style=\"display:block;margin:0;color:#fff;font-size:19px\" href=\"mailto:emma@callemma.ca\">emma@callemma.ca<\/a><\/div>\n <\/div> \n   <p class=\"etb-small etb-r\" style=\"--d:200ms;color:rgba(240,246,252,.55);margin-bottom:24px\">RE\/MAX Futur \u00b7 243 boul. D'Anjou, Ch\u00e2teauguay, QC J6J 2R3 \u00b7 Office: 450 692-1090<\/p>\n   <div class=\"etb-cta-row etb-r\" style=\"--d:260ms\">\n    <a class=\"etb-btn etb-btn--white\" href=\"https:\/\/callemma.ca\/evaluation-gratuite\/\">Get my free evaluation <svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.7\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"><\/path><\/svg><\/a>\n    <a class=\"etb-btn etb-btn--ghost\" href=\"https:\/\/callemma.ca\/contact\/\">Write a message<\/a>\n   <\/div> \n  <\/div>\n <\/div>\n<\/div>\n<\/section>\n<section class=\"etb etb-sec etb-bone\">\n<div class=\"etb-wrap\">\n <div class=\"etb-chead\" style=\"margin-bottom:clamp(32px,4vw,52px)\">\n  <p class=\"etb-eyebrow etb-r\">To go further<\/p>\n  <h2 class=\"etb-h2 etb-r\" style=\"--d:80ms\">Continue reading.<\/h2>\n <\/div>\n <div class=\"etb-grid etb-g3\" data-stagger=\"110\">\n  <a class=\"etb-mcard\" href=\"https:\/\/callemma.ca\/vendre\/\" style=\"min-height:300px\"><img decoding=\"async\" src=\"https:\/\/callemma.ca\/wp-content\/uploads\/2026\/07\/etb-maison-exterieur.jpg\" alt=\"Selling your property on the South Shore\" loading=\"lazy\"\/><div><h3 class=\"etb-h3\">Sell my property<\/h3><p>The complete method, step by step.<\/p><\/div><\/a>\n <a class=\"etb-mcard\" href=\"https:\/\/callemma.ca\/evaluation-gratuite\/\" style=\"min-height:300px\"><img decoding=\"async\" src=\"https:\/\/callemma.ca\/wp-content\/uploads\/2026\/08\/etb-rencontre.jpg\" alt=\"Free Property Evaluation\" loading=\"lazy\"\/><div><h3 class=\"etb-h3\">Free valuation<\/h3><p>Know the real value of your property.<\/p><\/div><\/a>\n <a class=\"etb-mcard\" href=\"https:\/\/callemma.ca\/proprietes\/\" style=\"min-height:300px\"><img decoding=\"async\" src=\"https:\/\/callemma.ca\/wp-content\/uploads\/2026\/07\/etb-condo-lumineux.jpg\" alt=\"Properties for Sale on the South Shore\" loading=\"lazy\"\/><div><h3 class=\"etb-h3\">Properties for sale<\/h3><p>Current listings and recent sales.<\/p><\/div><\/a>\n <\/div>\n<\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions All your questions,clear answers. Selling, buying, getting an evaluation, understanding fees: here is what you need to know. Sell Buy Valuation &#038; Pricing Fees, Contracts &#038; Legal Seniors &#038; Transitions 01 \u00b7 Selling Sellingmy property. From the first call to the signing at the notary&#8217;s office. How long does it take to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-856","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Frequently Asked Questions | Emma Tremblay-Bilodeau<\/title>\n<meta name=\"description\" content=\"Answers to the most common questions about buying, selling, and evaluating a property on Montreal&#039;s South Shore.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/callemma.ca\/en\/faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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